When you’re planning to have a vacation with the entire family for over three months, travel insurance is not the only protection plan you need. Make sure that your empty home is secured as well.

First and foremost, check your home insurance coverage by contacting your insurance provider or talking to your insurance agent. Make sure you have enough coverage for the whole period the house will be vacant. If your agent says everything will be fine, ask him to put the agreement in writing. Once you are certain you have the correct insurance protection, you can go to the next items that are also important to inspect.

You must also check the property for safety and potential liability issues. Remember that a common liability claim occurs when a child wanders on a vacant property and is injured. Oftentimes, the homeowners lose this case in a court of law. So as an advice, you might want to ask your neighbor or other family member for a favor to come by and inspect the property every so often while you are away.