Before you head off to your interview with the car or driver insurance company, check out these tips on how to get settled at a premium that’s more favorable to you.  Some of these factors, you can still modify, but others like driving record and credit history, are things that you no longer have control over.  So we hope you’ve kept them a bit impressive or at least clean.

So what are the factors that affect driver rating?  There is quite a number but we will name here a valuable few:

Driving record – If you had once been involved in a car accident and you happened to be the one at fault,…