If you already made plans regarding your gap year travel, recheck your essentials list and make sure you consider a travel insurance. It is better to be prepared to whatever comes your way. For example, you might experience cancelled flights or could lose your luggage. In either situations, having an inclusive travel insurance policy at hand could help you out of the circumstances, saving you time, money and hassle.

Gap year travel insurance is extensively available and can start from around £39 for three months European cover. Speaking of which, you have to take into account the countries you are traveling to. Insurance policies differ in the scope of their territorial…